Primo: I found a bunch of correspondence between my parents and Ted from 20 years ago.
Me: Why am I not surprised?
Primo: My dad was really angry.
Primo: This was in a "Ted" folder - printed out emails.
Me: They moved that stuff to Florida?
Primo: They had a metal file box of all their check registers since the 70s.
Me: Oh good grief.
Primo: So my dad kept track of stuff with Ted. He had co-signed for a credit card for Ted after Ted lost his job.
Primo: Because Ted had really bad credit.
Me: Oh man. I would never dream of asking my parents to co-sign on a credit card. But then, I would never have bad credit. If you are middle class and well educated with a decent job and health insurance, you have no reason to have bad credit except financial mismanagement. You are living beyond your means. Even if you lose your job, you should not be plunged into penury. You don't live at your means, ever - you save in case you lose your job.
Primo: So my dad co-signed and then Ted and Ted'sWife had like a six thousand dollar bill at Dean and Delucca.
Me: How did your dad know? Wait? They were broke and had bad credit and thought that shopping at at a gourmet food store was a good idea?
Primo: You know Ted. He deserves the good stuff. He got the bills.
Me: Was he paying the bills? Because even though he was the co-signer, it wasn't his business how Ted spends his money.
Primo: Somehow, Ted got the credit limit raised from a thousand or two to six thousand.
Me: Without your dad's agreement?
Me: OK I am on your dad's side on this. And you know that's a big deal. Ted is a jerk.
Primo: And he has not changed. He still lives beyond his means. Even back then, he was complaining about having to sell his frequent flier miles. He was that broke, but he was shopping at Dean and Delucca?